Real estate appraisal services for homeowners in the city of Oklahoma City and Cleveland County

Here are the top seven reasons Oklahoma homeowners use Zink Appraisal Services:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Cleveland County's assessment of your property value
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of Oklahoma, when real estate needs to be divided
  7. Determine the true market value of the real estate in question to settle an estate in Cleveland county or Oklahoma
Do you own a house in or near Oklahoma City? Do you need help deciding the price of your real estate? Contact Zink Appraisal Services.

We at Zink Appraisal Services understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Zink Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Challenge Cleveland County's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Zink Appraisal Services is your chief weapon.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Zink Appraisal Services is qualified in helping folks just like you dismiss unwanted PMI insurance.

HELOC recently frozen?

If your property is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be disadvantageous from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Zink Appraisal Services can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd wish to have a seasoned professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Zink Appraisal Services can help you with that. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.